A credit card has never been this flexible.

From earning rewards everytime you shop*, to having the flexibility of long term Interest Free Finance*, the Purple Visa Card has never been more flexible.

*only on eligible purchases. Terms and conditions apply including a $55 establishment fee and a $55 annual fee. Purchase interest rate 22.90% p.a. Cash advance interest rate. 25.90% p.a.

When you click “Apply Now” you will be redirected to our online application: www.fnl.co.nz

Get rewards on all of your shopping!

With a Purple Visa Card you have flexible buying options. Pay using your Purple Visa Card and enjoy 55 days interest free or if you’re wanting a longer period choose the Interest Free loan option.*

*Purple Visa Card Terms and conditions apply including a $55 establishment fee and a $55 annual fee. Purchase interest rate: 22.90% p.a. Cash advance interest rate: 25.90% p.a.

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What are Purple Dollars you ask?

Everytime you spend $150 on your Purple Visa Card you’ll earn 1 Purple Dollar.
We’ve kept things simple – 1 Purple Dollar = $1 NZ Dollar.
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What can I do with my Purple Dollars?

You’re spoilt for choice when it comes to spending your Purple Dollars.

You can spend them online or in-store when you complete a purchase at any of the following Participating Retailers:

How can I redeem my Purple Dollars?

Purple Dollars can be redeemed when either the Main Cardholder or the Additional Cardholder completes a purchase at any Participating Retailers, either in-store or online.

As long as your Purple Dollar Account has a balance of at least ten (10) Purple Dollars and the Eligible Transaction must be for at least $10.

Once you’ve completed the purchase, the Main Cardholder will receive a SMS asking them if they would like to redeem their Purple Dollar balance for that purchase. Simply respond with a ‘yes’ and we’ll take care of the rest.
1 Purple Dollar = $1 NZ Dollar
Check out our FAQs on how Purple Dollars work.
*Exclusions full Terms and Conditions that apply to Purple Visa and the functionality of Purple Dollar redemption. Purple Dollars cannot be earned or redeemed on long-term interest free purchases.

Why get a Purple Visa card?

  • Long term Interest Free finance at participating retailers
  • No additional cardholder fees
  • Accepted everywhere Visa is
  • Up to 55 days interest free on credit card purchases
  • Wave and go with Contactless payment
  • 24/7 Online servicing
  • Receive awesome monthly specials
  • NZ owned and operated
  • PLUS, spend $150 and earn $1 Purple Dollar! Your Purple Dollars can be redeemed in-store at participating retailers.