Website Use Policy

Intellectual property

Finance Now Limited holds all copyright and other intellectual property rights in this website and reserves all rights, save as provided in this disclaimer. You may electronically reproduce and store the contents of this website solely for the purposes of viewing this website, or saving website content, for your own personal use. You may not display or distribute the content of any of these pages in public or where the content is accessible to the public, including any reproduction in any form on the Internet, without permission from Finance Now Limited. Any infringement of Finance Now Limited’s intellectual property rights will be fully enforced under New Zealand law.

Hypertext linking

Please do not create a link to any of the pages on this website without the prior permission of Finance Now Limited or SBS Money Limited. If you do create a link to any of the pages on our website, you acknowledge that you are responsible for all direct or indirect consequences of the link, and you indemnify Finance Now Limited and SBS Money Limited for all loss, damage, liability, costs or expense arising from or in connection with the link.

If you wish to create a link to any of the pages on this website, please contact us by e-mail on marketing-management@financenow.co.nz

Links to other websites

Hypertext Links which Finance Now Limited and/or SBS Money Limited provide on this website to other Internet resources are not investigated or monitored by Finance Now Limited or SBS Money Limited. Accordingly, the content, timeliness, opinions, and hypertext links found on Internet resources to which we provide hypertext links are also not investigated or monitored by Finance Now Limited or SBS Money Limited.

Website tools

The calculators and tools which may be used on this website from time to time are intended to be illustrative only. Finance Now Limited and SBS Money Limited do not represent or warrant the accuracy, adequacy or completeness of any information provided by those calculators and tools.

Please consult a Finance Now Limited or SBS Money Limited staff member either before selecting a product or service or acting on the basis of information provided by these tools.

Other information

While Finance Now Limited and SBS Money Limited have taken every care to ensure that the information contained on this website is complete and accurate, they do not represent or warrant the accuracy or completeness of any information on this website or that this information is suitable for your intended use, except for where you have rights under law, including consumer protection laws. Finance Now Limited and SBS Money Limited accept no responsibility or liability arising from or in connection with your use of this website and the information contained on it. Also, no information on this website is intended to constitute an offer to enter into any transaction or relationship, the promotion of any product or service other than those offered by Finance Now Limited or SBS Money Limited in New Zealand, or to provide the basis of any credit. Please consult a Finance Now Limited or SBS Money Limited staff member before selecting a product or service or acting on the basis of information provided by this website.

Timeliness

Finance Now Limited and SBS Money Limited will endeavor to keep this website as up-to-date as possible, but all information contained on our website is subject to change, including interest rates and fees. All information is current at the time of publication, but if you are unsure of the timeliness of any information, please contact Finance Now Limited or SBS Money Limited before proceeding.

Online application security

The Finance Now Limited and SBS Money Limited Online Application form uses Thawte 128-Bit (capable of up to 256-bit) encryption SSL Certificate, thus providing you with highly secure online data transfer.

Privacy

Information transmitted over the Internet is inherently insecure. However, once Finance Now Limited and SBS Money Limited receive any personal information from you, Finance Now Limited and SBS Money Limited will take reasonable steps to hold that information securely and will only use it in accordance with our privacy policy. You may access personal information held by Finance Now Limited and/or SBS Money Limited by contacting us, and request correction of any errors in that information.

Cookies

This website uses the following cookies:

Google Analytics & Microsoft Clarity:

These cookies allows us to see information on user website activities including, but not limited to page views, source and time spent on website. The information is depersonalised and is displayed as numbers, meaning it cannot be tracked back to individuals. This will help protect your privacy. Using Google Analytics and/or Microsoft Clarity we can see what content is popular on our website and strive to provide more relevant and helpful content.

Display Advertising:

Using Google Adwords code we are able to see which pages helped lead to contact form submissions. This allows us to make better use of our paid search budget. Visitors can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads using the Ads Settings or by using the Google Analytics opt-out browser add-on.

Remarketing:

We use remarketing codes to log when users view specific pages, allowing us to provide targeted advertising in the future. Third-party vendors, including Google, show your ads on sites across the Internet. Finance Now Limited, SBS Money Limited and third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on someone’s past visits to your website.

Law of this website

This website is governed by and is to be interpreted consistently with New Zealand law.